Choosing a Qualified Plan training course online
Retirement Planning Training

Monetary Needs after Retirement

HS326 Retirement Planning: Nonqualified Plans & Distribution provides an overview of nonqualified plans and the tax advantages associated with them. This course also explains the many ways in which funds are distributed to retirees.

This is self-paced Retirement Planning tutorial -- there are no books to purchase and no scheduled classes to attend.

Introduction to Retirement

Qualified Plan

Matching Plans
with Clients

Funding and Administration

Monetary Needs
after Retirement

Nonqualified Plans


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Retirement Planning Training course is for anyone preparing to take the HS326: Planning for Retirement Needs exam or anyone who wants an introduction to the field of retirement planning.

Nonqualified Plans & Distribution training that's Easy, Convenient and Affordable! High-quality, online, self-paced training courses designed to help you achieve your goals. Affordable annual subscription plans give you unlimited access to an entire suite of courses topics at prices that you just won't find anywhere else.

Nonqualified Plans & Distribution Tutorial Objectives

  • Discuss the market for nonqualified plans
  • List and describe the types of nonqualified plans
  • Define executive bonus life insurance
  • Explain the tax considerations applicable to nonqualified plans
  • Describe how nonqualified plans can be funded
  • Determine how funds are distributed from plans prior to retirement
  • Describe how annuities are distributed at retirement
  • Determine the required minimum distributions at retirement
  • Identify the advantages and disadvantages of lump-sum distributions over periodic payments

Nonqualified Plans & Distribution Tutorial Topics

  • Introduction to Nonqualified Plans
    • Overview of the nonqualified market
    • Problem solving with nonqualified plans
    • Information gathering
    • Types of nonqualified plans
    • Design considerations
    • Executive bonus life insurance

  • Tax and ERISA Considerations
    • Tax considerations
    • ERISA considerations

  • Funding & Administration Considerations
    • Plan funding
    • Funding with life insurance
    • Installation of a nonqualified plan

  • Distributions at Retirement
    • Distributions prior to retirement
    • Retirement distributions overview
    • Annuity distributions at retirement
    • Taxation of periodic distributions

  • Minimum Distribution Rules
    • Distribution requirements
    • Test for minimum distributions
    • Annuity payouts

  • Lump-Sum Distributions
    • Averaging for tax advantage
    • Capital gains election
    • Lump-sums vs. periodic payouts

Technical Requirements

200MHz Pentium with 32MB Ram. 640 x 480 256-color video (800 x 600 is recommended). Windows 95, 98, NT, 2000, or XP. Internet Explorer 5.0 or higher required. Minimum Connection Speed: 28.8k. Authorware recommended but not required. JavaScript must be enabled. Netscape and AOL browsers not supported.

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