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Retirement Planning Training

Monetary Needs after Retirement

HS326: Monetary Needs after Retirement explains how to estimate client retirement income needs and deficits and strategies for funding those deficits.

This is self-paced Monetary Needs after Retirement tutorial -- there are no books to purchase and no scheduled classes to attend.

Introduction to Retirement

Qualified Plan

Matching Plans
with Clients

Funding and Administration

Monetary Needs
after Retirement

Nonqualified Plans


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Retirement Planning Training course is for anyone preparing to take the HS326: Planning for Retirement Needs exam or anyone who wants an introduction to the field of retirement planning.

Monetary Needs after Retirement training that's Easy, Convenient and Affordable! High-quality, online, self-paced training courses designed to help you achieve your goals. Affordable annual subscription plans give you unlimited access to an entire suite of courses topics at prices that you just won't find anywhere else.

Monetary Needs after Retirement Tutorial Objectives

  • Determine a client's expected standard of living
  • Estimate income for a client's first year of retirement
  • Explain how inflation and social security enter into a client's retirement assumptions
  • Factor a client's pensions and private savings into an overall investment picture
  • Determine post-retirement monetary needs
  • Implement a savings schedule
  • Describe the three periods of retirement investing

Monetary Needs after Retirement Tutorial Topics

  • Setting Expectations
    • Expected standard of living during retirement
    • Estimating the first year's income
    • Influences on retirement income
    • Expected starting date for retirement

  • Effects of Inflation and Social Security
    • Accounting for inflation
    • Social security

  • Pensions and Private Savings
    • Analyzing pension benefits
    • Inadequacies of private and public pensions
    • Planning for procrastinators
    • Private savings

  • Calculating Monetary Needs
    • Determining postretirement monetary needs
    • Financing the desired retirement lifestyle

  • Creating a Savings Schedule
    • Protecting clients from outliving income
    • Calculating funds for RID
    • Calculating funds for total DIPP
    • Establishing a savings schedule

  • Investing for Retirement
    • Risk-return considerations
    • Long-term accumulation period
    • Portfolio restructuring period
    • Preservation and retirement-income period
    • Reviewing retirement investments

Technical Requirements

200MHz Pentium with 32MB Ram. 640 x 480 256-color video (800 x 600 is recommended). Windows 95, 98, NT, 2000, or XP. Internet Explorer 5.0 or higher required. Minimum Connection Speed: 28.8k. Authorware recommended but not required. JavaScript must be enabled. Netscape and AOL browsers not supported.

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